PM Surya Ghar Yojana: Where rooftops turn into powerhouses for the households

    The implementation of the Prime Minister’s flagship PM

    Surya Ghar: Muft Bijli Yojana (PMSGMBY) has gained remarkable traction in Jammu &

    Kashmir, positioning the Union Territory at the forefront of India’s household-level

    renewable energy revolution.

    Designed to provide free electricity up to 300 units per month through grid-connected

    rooftop solar systems, the scheme is rapidly transforming energy consumption patterns

    while strengthening energy self-reliance and sustainability across urban and rural

    households.

    Backed by strong administrative oversight and a robust digital delivery framework, the

    scheme is being rolled out in a structured, transparent, and time-bound manner,

    reflecting the UT Administration’s commitment to clean energy adoption and consumer

    centric governance.

    Impressive On-Ground Progress

    As of 31 December 2025, the scheme has recorded robust physical and financial progress.

    A total of 17,998 rooftop solar systems have been installed across Jammu & Kashmir, with

    16,284 systems already commissioned and feeding clean power into the grid.

    The financial impact is equally significant. Subsidies have been disbursed to 14,889

    beneficiaries by the Central Government and 2,234 beneficiaries by the UT Government,

    with cumulative releases amounting to ₹129.57 crore from the Centre and ₹2.99 crore

    from the UT, underscoring the scale and seriousness of implementation.

    Consumer-Friendly Subsidy Structure

    The subsidy architecture under PM Surya Ghar has been designed to deliver maximum

    financial relief to households across different system capacities. For a 1 kW rooftop solar

    system, against an average project cost of ₹55,000, consumers receive ₹33,000 as MNRE

    subsidy and ₹3,000 as UT subsidy, bringing the total subsidy to ₹36,000.

    Similarly, 2 kW systems receive a total subsidy of ₹72,000, while 3 kW systems attract a

    combined subsidy of ₹94,800, substantially reducing upfront costs. This carefully

    calibrated subsidy framework has made rooftop solar installations financially viable and

    attractive, particularly for middle-income and lower-income households, accelerating

    adoption across the UT.Digital Outreach and Vibrant Vendor Ecosystem

    The scheme’s fully digital execution model has ensured transparency, speed, and ease of

    access for consumers. The national portal has received 86,905 consumer applications,

    reflecting strong public enthusiasm and awareness.

    To support this surge in demand, a robust vendor ecosystem has been developed, with

    1,403 vendors registered across the UT. Vendor-consumer agreements have been signed

    in 11,779 cases, while access to affordable finance has been facilitated through

    institutional mechanisms.

    Availability of Attractive Finance for RTS installation

    A total of 26,225 loan applications have been submitted, of which 16,186 loans have

    already been disbursed at a special interest rate of around 7% per annum, covering up to

    95% of the project cost. This financial support has ensured that even households with

    limited upfront resources can participate in the solar transition. Additionally, 2,285 sites

    have already received material delivery, reflecting steady on-ground progress.

    Strong Institutional Framework and Policy Support

    The scheme’s implementation is being closely monitored at the highest administrative

    level, with the Chief Secretary personally overseeing progress and coordination. Both

    power distribution utilities—Jammu Power Distribution Corporation Limited (JPDCL)

    and Kashmir Power Distribution Corporation Limited (KPDCL)—have been designated

    as State Implementing Agencies, ensuring seamless execution across all districts.

    In a significant policy intervention aimed at enhancing affordability, the UT Government

    opted to supplement the Central Financial Assistance (CFA) provided by the Ministry of

    New and Renewable Energy (MNRE) with an additional UT subsidy. This decision led

    to the sanction of ₹53.53 crore from the UT Budget for supporting 85,000 residential

    beneficiaries over a three-year period from 2024–25 to 2026–27, reinforcing the

    Administration’s pro-people approach.

    Awareness, Capacity Building and Technical Preparedness

    Recognising that awareness and technical competence are key to sustained success, the

    UT Administration has undertaken extensive outreach and capacity-building initiatives.

    Over 37.90 lakh bulk SMS messages have been disseminated to inform consumers,

    complemented by 923 IEC campaigns conducted across districts.On the technical front, 138 structured training programmes have been organised, with

    2,600 engineers trained to ensure quality installations, grid safety, and long-term system

    reliability.

    Responsive Grievance Redressal

    A strong and responsive grievance redressal mechanism has been institutionalised to

    maintain consumer confidence. Out of 1,157 grievances received from consumers and

    vendors, 1,154 have already been resolved, reflecting the Administration’s emphasis on

    accountability and service delivery.

    Driving Sustainable Development and Energy Security

    The PM Surya Ghar: Muft Bijli Yojana is fast emerging as a transformational initiative in

    Jammu & Kashmir. Beyond substantially reducing electricity bills—even making them

    zero for many households—the scheme is strengthening grid resilience through

    decentralized generation and reducing dependence on conventional power sources.

    With strong policy backing, substantial financial support, and enthusiastic public

    participation, Jammu & Kashmir is steadily advancing towards its renewable energy

    targets while contributing meaningfully to India’s national climate and energy security

    goals.

    The J&K Administration remains firmly committed to scaling up rooftop solar adoption

    and ensuring that the benefits of this landmark initiative reach every eligible household

    within the stipulated timeline, ushering in a cleaner, greener, and more self-reliant energy

    future for the Union Territory.